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How to finance such a situation?

My husband and I married for a year, the two combined annual income of about 7 million, 10 million of existing deposits, demand deposits are earning a monthly income are now going next year purchase plan purchase price of about 30 million down payment 3 percent, or 10 million, and the next two years plans to animate children, now both of them did not purchase insurance, but the idea is to consult an expert, as such a situation, how can we do financial planning?

Posted on 2013-05-09 15:01:16

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Your existing deposit 10 million, so that you will purchase your first payment is no problem, 7 million in revenue each year, net daily expenses, there should be 4 million of net income, which is the end of the year, you have 4 million net. to the next purchase, there are 8 million this year and next two years the net savings. installments if the purchase is 10 years, 20 million to be returned to 2 million per year (without regard to interest income and stage Payment of interest expense) is not much money to buy insurance, a baby is put into a large number, about one million people, gave birth to the annual cost of no more than one million, so you can buy the insurance, you can also have children, I wish Oh Christmas ever!

2013-05-09 15:01:16
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